Regular Savings
Regular Savings is an interest bearing account.
 
Minimum Deposit to Open: $10
Service Charge: $2 fee per transaction after 18 withdrawals per quarter, $5 fee if balance falls under $300 with 2 years no activity
Comments
  • Transaction limitations are as follows: You may make 6 withdrawals from account each month. A fee of $2 will be assessed when more than 18 withdrawals during the statement cycle (quarterly).

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SaveUp Savings
Earn a higher Savings Rate when you open a new SaveUp Savings account at the same time as your new IDSecure, Rewards, Gold Club, SmartStart Checking or SmartStart Basic account. All it takes is a $10 minimum transfer from your checking to savings each statement cycle. 

Minimum Deposit to Open: $10
Service Charge: $2 fee per transaction after 18 withdrawals per quarter, $5 fee if balance falls under $300 with 2 years no activity
Comments
  • Transaction limitations are as follows: You may make 6 withdrawals from account each month. A fee of $2 will be assessed when more than 18 withdrawals during the statement cycle (quarterly).

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Money Market Savings

Money Market Savings is a tiered interest bearing account, earning higher rates for higher balances (interest paid monthly).

Minimum Deposit to Open: $2,500
Minimum Balance to Earn Disclosed Interest Rate
: $2,500
Minimum Balance to Avoid Service Charge: $2,500
Service Charge: $5

 Comments:
  • Competitive tiered interest, rewarding larger balances with higher rates.
  • Up to 6 withdrawals or transfers per calendar month (an excessive debit fee of $5 for every debit over 6 per monthly statement cycle).
  • Monthly image statements mailed.

Kids Club Savings
Kids Club Savings is an interest bearing account that earns a premium rate.
Minimum Deposit to Open: $5
Service Charge: $2 fee per transaction after 18 withdrawals per quarter

Comments
  • Transaction limitations are as follows: You may make 6 withdrawals from account per quarter. A fee of $2 will be assessed when more than 18 withdrawals during the statement cycle (quarterly).
  • Account is for children age newborn to 13 years.

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Christmas Club Savings
Christmas Club Savings is an interest bearing account that earns a premium annual interest rate. Interest paid on balance at maturity.
Minimum Deposit to Open: $10
Withdrawals Allowed: 1 (checks mailed in November)
Service Charge: $10 fee for early withdrawal

Comments:
  • Maximum deposit of $250 per week or $1,000 per month.
  • Transaction limitations are as follows: Checks will be mailed to account holder in November. A fee of $10 will be assessed for early withdrawals.

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Vacation Club Savings
Vacation Club Savings is an interest bearing account that earns a premium annual interest rate. Interest paid on balance at maturity.
Minimum Deposit to Open: $10
Withdrawals Allowed: 1 (checks mailed in May)
Service Charge: $10 fee for early withdrawal

Comments
  • Maximum deposit of $250 per week or $1,000 per month.
  • Transaction limitations are as follows: Checks will be mailed to account holder in May. A fee of $10 will be assessed for early withdrawals.

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